The Benazir Kafalat Program has taken a big step forward in 2025 by making it easier for women to receive their payments. One of the biggest improvements is the ability to withdraw the financial assistance amount of Rs. 13,500 directly through HBL ATMs. This new method is not only more transparent but also helps avoid long queues, unauthorized deductions, and delays.
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If you are part of the BISP program and want to know how to get your payment from an HBL ATM, this guide will help you step-by-step.
Latest Update: BISP 13,500 Payment via ATM
In 2025, the government increased the Benazir Kafalat payment to Rs. 13,500 to better support low-income families. Due to complaints of long waiting times and unfair deductions at payment centers, the government signed an agreement with HBL and other banks to allow beneficiaries to withdraw their payment directly from ATMs.

This move ensures:
- Fast and safe money withdrawal
- No involvement of middlemen
- Full payment without deductions
Check Your Eligibility First (via 8171 SMS)
Before withdrawing your payment, make sure your eligibility is confirmed. Here’s how to check:
- Open your mobile inbox
- Type your 13-digit CNIC number (without spaces)
- Send it to 8171
- You will receive a reply confirming whether you’re eligible for the Rs. 13,500 installment
Only eligible women can proceed to the ATM for withdrawal.
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Documents Required for ATM Withdrawal
To get your payment through the ATM, you must have the following:
- Original CNIC (Computerized National Identity Card)
- Your CNIC must be verified with NADRA
- Only the registered woman can withdraw the payment (no one else can do it on her behalf)
Step-by-Step Guide: Withdraw 13,500 via HBL ATM
If you’re eligible and have your CNIC, follow this simple process:
- Go to your nearest HBL ATM.
- Choose the “Biometric Verification” option on the ATM screen.
- Insert your CNIC into the machine.
- Place your fingers on the fingerprint scanner for biometric verification.
- Once verified, the main menu will appear.
- Select the option to withdraw money.
- Enter the amount 13,500.
- Press OK, and your money will be dispensed from the machine.
This process is easy and ensures you receive your full payment without deductions. Benazir Kafalat HBL Withdrawal Procedure 2025
What to Do If Fingerprint Verification Fails
Some women may face problems with fingerprint scanning. If this happens:
- Clean your fingers and try again
- Avoid using lotion or creams before verification
- If still unsuccessful, visit your nearest NADRA office to update your fingerprints
Without successful biometric verification, the ATM will not process your withdrawal.
List of Partner Banks for BISP ATM Withdrawal
Besides HBL, the following banks are also offering ATM services for BISP payments:
- Bank Alfalah
- Bank of Punjab
- Easypaisa (Telenor Microfinance Bank)
- JazzCash (Mobilink Microfinance Bank)
- Some other region-specific banks
Make sure you use only a BISP-registered ATM for withdrawals.
You can also read: BISP 2025 Ineligible Families Registration Check Online & Check Payment 13500
Why ATM Withdrawal is Safer and Better
The government’s new method helps:
- Avoid unauthorized deductions
- Reduce dependence on middlemen and agents
- Give women more control over when and how they collect their payments
- Ensure transparency in the payment system
ATMs are available 24/7, so women can withdraw money when it’s convenient for them.
Important Tips for Beneficiaries
- Always carry your original CNIC when visiting the ATM
- Do not share your personal information or CNIC number with anyone
- If you face any problem at the ATM, visit the nearest BISP help center
- Keep your transaction receipt as proof of withdrawal
Conclusion
The new HBL ATM withdrawal method for the Benazir Kafalat Program is a major step forward in ensuring easy, secure, and transparent access to financial assistance. With a clear process and minimal requirements, eligible women can now withdraw their Rs. 13,500 payment quickly and safely without waiting in long lines or facing deduction issues.
You can also read: BISP Program 2025 Ineligible Families Registration Update
If you haven’t received your payment yet, verify your eligibility through 8171, follow the steps above, and visit your nearest HBL ATM to get your money. Benazir Kafalat HBL Withdrawal Procedure 2025