The Benazir Income Support Program (BISP) has been a lifeline for many deserving families in Pakistan. This program aims to provide financial assistance to low-income women to help them improve their living conditions and achieve financial independence. With the growing focus on making this assistance process more transparent, efficient, and secure, BISP has recently launched a new payment system to ensure beneficiaries receive their funds directly through banks. The April 2025 payment of 13,500/- marks a new phase in the program with six designated banks now handling the payments.
You can also read: Current News: BISP 8171 Eligibility Check Online 13,500 March Payment Update
What is BISP Kafaalat Payment?
The BISP Kafaalat payment system is part of the government’s initiative to directly transfer funds to deserving women. Under this program, 13,500/- is provided every quarter to eligible women. The new system ensures that payments are made directly to beneficiaries’ bank accounts, which is a big step towards eliminating delays and making the process more transparent.

By partnering with six designated banks, BISP has created a streamlined payment system that offers easy access to financial assistance. This new approach means no more waiting in long queues or dealing with middlemen. Beneficiaries can now enjoy a more secure and efficient way of receiving their payments.
The New Payment System
In the past, BISP beneficiaries would have to visit cash centers to receive their payments, often facing delays and inconvenience. With the introduction of this new system, payments will be transferred directly to beneficiaries’ bank accounts. This ensures that the funds are available without any unnecessary delays, allowing women to have better control over their finances.
Six Banks Partnership: The government has partnered with six banks for the disbursement of payments. This makes it easier for women across the country to receive their funds, as the program now spans a broad network of banks. These banks include prominent names, ensuring reliable service and access.
Key Benefits:
- Direct Transfers: Payments are made directly into bank accounts, ensuring faster access to funds.
- No Middlemen: Eliminating third parties ensures transparency and reduces the chances of fraud.
- Secure Transactions: Direct bank transfers are safer and reduce the risk of physical cash handling.
How Can You Withdraw Your BISP Payment?
Once the payment is credited to your bank account, you can withdraw the funds in several ways:
- Bank ATMs: Simply visit any ATM of one of the six designated banks and withdraw your funds. This offers a 24/7 accessible option for beneficiaries.
- Bank Branches: You can also visit the nearest branch of your designated bank for assistance with withdrawing your payment.
- Mobile Banking: Some of the partner banks offer mobile banking services, enabling you to transfer funds, check balances, or withdraw cash at your convenience.
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How to Verify Your BISP 13,500/- Payment?
To make sure that you have received your payment, BISP has made it simple to verify through multiple methods:
- 8171 Web Portal:
- Visit the official BISP 8171 portal.
- Enter your 13-digit CNIC number (without any dashes).
- Complete the verification code displayed and check your payment status instantly.
- SMS Verification:
- Open your messaging app and send your 13-digit CNIC number (without spaces) to 8171.
- You will receive a message confirming your payment status.
- Helpline: If you face any difficulties, you can contact the BISP helpline or visit your nearest BISP office for further assistance.
Eligibility Criteria for BISP Kafaalat Payment
To be eligible for the 13,500/- payment, you need to meet the following criteria:
- You must be registered under the BISP Kafaalat Program.
- You need to have a valid CNIC (Computerized National Identity Card).
- You should be linked to one of the six designated banks.
- You must complete biometric verification at the selected bank.
If you are already enrolled in the program, you can easily check if you meet these requirements and proceed with the verification to receive your payment.
Importance of Bank Account Opening
One of the most significant features of the new payment system is the opening of bank accounts for BISP beneficiaries. The government, in collaboration with the State Bank of Pakistan, is assisting women in opening bank accounts to ensure they receive their financial aid directly and securely.
Opening a bank account has several advantages:
- Financial Independence: Women can now manage their funds without relying on others.
- Security: Bank accounts provide a safer way to store money compared to physical cash.
- Convenience: Having a bank account allows easier access to payments through ATMs and mobile banking.
Benefits of the New Payment System
This new payment system offers numerous benefits for BISP beneficiaries:
- Financial Inclusion: Opening bank accounts helps women become part of the formal financial system, enhancing their financial inclusion.
- Efficiency: The payment system is now faster and more streamlined, ensuring that women get their payments without unnecessary delays.
- Transparency: The direct transfer method reduces corruption and ensures that funds reach the intended recipients.
- Security: With direct bank transfers, the risk of funds being lost or stolen is minimized.
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Challenges and Solutions
While the new system is a major improvement, some beneficiaries may face challenges during the transition. These could include issues with biometric verification or bank account linking. However, the government is actively working to resolve these problems by offering support through helplines and BISP offices across the country.
If you face any issues, don’t hesitate to reach out to BISP for assistance, and make sure to complete your verification process to enjoy the benefits of the new system.
Conclusion
The BISP Kafaalat Payment System marks a major leap toward ensuring efficient, transparent, and secure financial assistance for women. With the April 2025 payment of 13,500/- being distributed through six designated banks, the program is now more accessible than ever. By shifting to direct bank transfers, the government has made it easier for women to manage their finances independently, without relying on middlemen or facing long queues.
You can also read: BISP 8171 March 2025 Payment Eligibility Criteria Check Online Step-by-Step Guide
If you’re eligible, make sure to verify your payment through the 8171 portal or SMS and visit your designated bank to withdraw your funds. With this new system, receiving financial aid is now more secure, efficient, and hassle-free than ever before.
FAQs
- What is the BISP Kafaalat payment system? The BISP Kafaalat payment system is an initiative by the government to provide direct financial assistance to eligible women. Each quarter, 13,500 PKR is transferred directly into their bank accounts, ensuring timely and secure disbursement without delays or middlemen.
- How can beneficiaries withdraw their BISP payments? Beneficiaries can withdraw their payments through multiple methods:
- Bank ATMs (24/7 access).
- Visiting a branch of the designated bank.
- Using mobile banking services provided by the partner banks.
- Which banks are involved in the new payment system? Six designated banks are responsible for disbursing payments under the BISP Kafaalat program. These banks include prominent financial institutions, ensuring reliable service and access to funds.
- What are the eligibility criteria for receiving the BISP Kafaalat payment? To be eligible, women must:
- Be registered under the BISP Kafaalat program.
- Have a valid CNIC.
- Be linked to one of the six designated banks.
- Complete biometric verification at the selected bank.
- Why is opening a bank account important for BISP beneficiaries? Opening a bank account ensures:
- Financial independence, allowing women to manage their funds independently.
- Security, as funds are stored safely in the bank instead of physical cash.
- Convenience, as it facilitates easier access to payments via ATM or mobile banking.
- What challenges might beneficiaries face with the new system? Some beneficiaries might face difficulties with biometric verification or linking their accounts. The government is providing support through helplines and BISP offices to help resolve such issues.